0% HVAC Financing
in Arizona
New Trane HVAC system from $125/month with 0% interest for 60 months. Apply in minutes — same-day approval in most cases. Bradford Heating & Cooling — Surprise, AZ's authorized Trane dealer.
4.8· 276 Google ReviewsHVAC FINANCING OPTIONS
Two programs through Wells Fargo — both with same-day approval in most cases.
0% Interest — 60 Months
Trane XR, XL, XV Series
~$125–$267/mo
No interest if paid in full. Best for homeowners who can pay off within 5 years.
0% — 120 Months
RunTru by Trane
~$75–$110/mo
Lower monthly payments. Best for budget-conscious homeowners.
HOW BRADFORD'S FINANCING WORKS
From first call to cool air — Bradford makes financing simple. No runaround, no pressure, no surprises.
Call or Book Online
Call (623) 624-6246 or book your free in-home estimate. No commitment required.
Free In-Home Estimate
Ken visits your home, assesses your system, and provides written pricing for multiple options.
Apply in 5 Minutes
Fill out the Wells Fargo application during the estimate. Most approvals are same-day.
Same-Day Installation
Once approved, Bradford can often install the same day or next day. No waiting weeks.
BRADFORD'S FINANCING PROMISE
Bradford will never pressure you to finance. If you prefer to pay cash or by check, ask about Bradford's cash discount — it can save you a meaningful amount. Financing is offered as a convenience, not a sales tactic.
PAYMENT EXAMPLES — ARIZONA HOMES
Real-world payment estimates for common Arizona home sizes. Prices include equipment and installation. Exact pricing provided in your free written estimate.
| System | Home Size | Installed Price | 0% / 60 mo | 0% / 120 mo |
|---|---|---|---|---|
| RunTru A4AC4 (3-ton, SEER 14) | 1,200–1,600 sq ft | $7,500 | $125/mo | $87/mo |
| Trane XR15 (3-ton, SEER 15) | 1,400–1,800 sq ft | $9,000 | $150/mo | $105/mo |
| Trane XR17 (3.5-ton, SEER 17) | 1,800–2,400 sq ft | $11,000 | $183/mo | $128/mo |
| Trane XL18i (4-ton, SEER 18) | 2,200–3,000 sq ft | $13,500 | $225/mo | $157/mo |
| Trane XV20i (4-ton, SEER 20+) | 2,400–3,500 sq ft | $16,000 | $267/mo | $186/mo |
* Payment estimates based on typical installed prices. Actual pricing varies by home, ductwork, and installation complexity. Senior (65+), military, and veteran discounts apply. Ask for your written estimate.
0% HVAC FINANCING AVAILABLE THROUGHOUT THE WEST VALLEY
STACK YOUR SAVINGS — APS & SRP REBATES UP TO $600 BACK
Qualify for 0% financing and a utility rebate on the same system. Bradford provides all documentation needed to claim your APS or SRP rebate — reducing your financed amount before your first payment.
FREQUENTLY ASKED QUESTIONS
Recent Work in West Valley
Bradford's most recent HVAC jobs in the West Valley area
Capacitor + Contactor Replacement
System not cooling, same-day diagnosis and repair
Trane 17 SEER2 Two-Stage
3.5-ton split system, replaced 14-year-old Carrier unit
Blower Motor Replacement
No airflow, motor replaced, system back online same day
RunTru 15 SEER2 by Trane
3-ton split system, ground-level condenser, same-day install
Bradford serves West Valley and all West Valley cities — same-day service available
$59 A/C TUNE-UP & INSPECTION
Per unit · Full 20-point inspection · Serving West Valley
Or request a quote for any other service below