FLEXIBLE HVAC FINANCING
FOR EVERY BUDGET
Start by pricing the system that fits your home. Then, if financing is right for you, explore Bradford’s current 0% for 60 months offer on eligible new Trane systems.
Through Service Finance · On approved credit · Valid through December 31, 2026 · AZ ROC #353859
💡 Start with the price. Use the estimator or request a written system estimate before you apply.
✅ Know the terms. Financing eligibility and terms are determined by Service Finance when you apply.
Financing Snapshot
Eligible New Trane Systems
Price your system first
Through Service Finance · On approved credit
Before You Apply
Compare system options and get an estimated price.
*0% for 60 months on eligible new Trane systems through Service Finance, on approved credit. Valid through December 31, 2026. Contact Bradford for complete terms.
FINANCING FOR A NEW SYSTEM
START WITH THE RIGHT SYSTEM AND A WRITTEN SCOPE
The system size, equipment match, installation details, and lender approval determine any available terms. Bradford provides clear options first so you can review the current offer before applying.
Current Financing Details
Review the verified offer and lender disclosure.
0% FOR 60 MONTHS ON ELIGIBLE NEW TRANE SYSTEMS
Available through Service Finance on approved credit through December 31, 2026. Eligibility, amount financed, and payment terms are determined by the lender.
Bradford can provide a written system scope first, so you can compare equipment, installation details, and current financing terms before you apply.
Before you apply: compare the written equipment model, matched-system efficiency, installation scope, warranty coverage, and current lender terms. Financing is subject to lender approval.
Also available for repairs
CAN I FINANCE MY AC REPAIR?
Bradford diagnoses the system first. The service call is $0 with an approved repair; if no repair is performed, the diagnostic fee is $59. When repair is not the practical answer, Bradford can provide written replacement options and explain current eligible financing details.
ONE CLEAR PATH —
PRICE, REVIEW, THEN APPLY
First choose the right Trane system for your home. Then review the current financing promotion and decide whether applying is right for your household.
Premium Choice
Eligible New Trane Systems
interest
for 60 months
From ~$275/month · On approved credit
- Zero interest — pay only for the system
- 60 monthly payments — 5-year term
- Eligible new Trane systems qualify
- Up to 20 SEER2 efficiency available
- 10-year parts warranty on qualifying systems
- Professional installation included
Step Before Financing
Price the Right System
Use Bradford’s estimator to compare system options, then request a written estimate. That gives you a clear starting price before you decide whether to apply for financing.
PRICE A NEW TRANE →*0% for 60 months on eligible new Trane systems through Service Finance, on approved credit. Valid through December 31, 2026. AZ ROC #353859.
HVAC Financing Near You
Financing Available in Every West Valley City
How It Works
GET APPROVED IN 3 EASY STEPS
APPLY ONLINE
Apply directly through our financing partner. Takes about 5 minutes. Credit decisions come back in minutes.
APPLY FOR FINANCING →GET APPROVED
Credit decisions typically come back in minutes. Once approved, you choose your Trane or RunTru system and lock in your monthly payment.
WE INSTALL
Bradford schedules your installation after your system selection and financing steps are complete. Most jobs are completed in a single day; Bradford will confirm the schedule for your home.
On approved credit. Subject to credit approval. AZ ROC# 353859.
WHY FINANCE YOUR NEW HVAC SYSTEM?
A new HVAC system in Surprise, AZ typically costs between $7,500 and $14,000 installed, depending on the size of your home and the system you choose. For most homeowners, that's a significant upfront expense — especially when an old system fails unexpectedly in the middle of a 115° Arizona summer.
Financing can let you move forward with an eligible new Trane system without paying the full amount at once. Bradford’s current promotion is 0% for 60 months through Service Finance, on approved credit, for eligible new Trane systems. The offer is valid through December 31, 2026; review complete terms before accepting any financing offer.
The useful first step is a clear system price. Bradford’s estimator and written estimates let you compare eligible Trane options before you decide whether to apply for financing.
A higher-efficiency system may reduce energy use compared with an older system, but actual savings depend on the home, system match, thermostat settings, maintenance, and local utility rates. Bradford can discuss efficiency and comfort trade-offs during the estimate.
THE BRADFORD PROCESS
HOW BRADFORD'S FINANCING WORKS — STEP BY STEP
FREE IN-HOME ESTIMATE
Bradford gives you a written system estimate before you commit to anything. You can also begin with the online Trane price estimator →
CHOOSE YOUR SYSTEM AND PAYMENT PLAN
Choose the eligible new Trane system that fits your home and budget. Bradford can help you compare equipment and then review the current 0% for 60 months Service Finance promotion, on approved credit. Use the online Trane price estimator to start the comparison.
APPLY ONLINE — 5 MINUTES
When you are ready, Bradford provides the direct Service Finance application link. Service Finance determines eligibility and financing terms. Review the application and complete terms carefully before accepting an offer.
INSTALLATION — SAME DAY OR NEXT DAY
Once approved, Bradford schedules your install. Most jobs are completed in a single day. Bradford handles the Trane warranty registration, system commissioning, and thermostat setup before leaving your home. Monthly payments begin after installation is complete.
ONGOING SUPPORT — BRADFORD CARE PLAN
Every Bradford install includes the first year of the Bradford Care Plan ($120 value) — an annual tune-up, priority scheduling, and a $0 service call. Your system is covered from day one. See Bradford's guarantees →
PREFER TO PAY WITHOUT FINANCING?
When you pay by cash or check — no financing involved — we pass the savings directly back to you. Ask about our cash discount when you call or book online. There's no pressure either way; we just want to make sure you know the option exists.
- ✓ Pay by cash or check at time of install
- ✓ No financing fee — savings passed to you
- ✓ Just mention it when you call or book
- ✓ Amount varies — ask for today's rate
HVAC FINANCING FAQ —
SURPRISE, AZ
GET A FREE FINANCING ESTIMATE
Surprise, AZ · Ken comes out personally · No obligation
$59 A/C TUNE-UP & INSPECTION
Per unit · Full 20-point inspection · Serving Surprise, AZ
Or request a quote for any other service below
EXPLORE BRADFORD SERVICES
Bradford's Most Popular Services
A/C TUNE-UP
On-Time Guarantee or it's Free
- ✓Up to 1 lb R-410A refrigerant — $100 value
- ✓Basic Outdoor Coil Water Rinse
- ✓Filter Change (Customer-Supplied Filter)
A/C SOFT START
Protect your compressor — all brands
fully installed · contractor-grade
- ✓Reduces startup surge up to 75%
- ✓Extends compressor life 3–5 years
- ✓Includes a FREE $59 tune-up — $1,054 value
🏅 10% off for Veterans & Seniors